A Micropayments Infrastructure for India: Part 3

To create a micropayments infrastructure, we need to build on what already exists. Mobile operators in India have created an amazing network of points of presence where one can buy airtime. They know how to handle cash that users pay. (Cash remains the preferred payment mechanism given the low penetration of credit, debit and cash … Continue reading A Micropayments Infrastructure for India: Part 3

A Micropayments Infrastructure for India: Part 2

If we look at the Indian digital space, there are three primary ways for companies to make money: subscriptions, advertising and transactions (commerce). India’s digital advertising market is still quite small (about Rs 700 cr – $150 million), with Google being the dominant player. Many of the leading Indian portals are losing money. While transactions … Continue reading A Micropayments Infrastructure for India: Part 2

TECH TALK: Best of Tech Talk 2004: Rethinking Computing (Part 2)

Massputers, Redux (Oct 2004): Let us first look at the realities in emerging markets: the 10-90 Chasm, the 1-9-90 Split, Price(Intel+Microsoft) = Low Constant, the ADAM Challenges, Leveraging Broadband, Focus on the Middle of the Pyramid, Think SystemsA digital infrastructure can help [emerging markets] address the pain points that plague personal life and business interactions … Continue reading TECH TALK: Best of Tech Talk 2004: Rethinking Computing (Part 2)